* fix(security): encrypt CardDAV password at rest in settings.json
CardDAV password was stored in plaintext in data/settings.json, while
other secrets (email, CalDAV) are encrypted using src.secret_storage.
On read (_get_carddav_config): decrypt the password via decrypt().
On write (update_config): encrypt the password via encrypt() before
saving to settings.json.
decrypt() is a no-op on plaintext, so existing deployments upgrade
transparently on the first read after the next config save.
* test: add coverage for CardDAV password encryption
Nine tests covering:
- encrypt-on-save and decrypt-on-read round-trip
- encrypted value is stored with enc: prefix (plaintext absent from file)
- legacy plaintext passthrough
- CARDDAV_PASSWORD env var passthrough (not decrypted)
- empty password / no settings file
- double-save does not corrupt
- encrypt() idempotent on already-encrypted value